Fair
The Fair 555 credit score range is not a low credit score by any means, but it does mean that you can get a loan with a decent interest rate if you follow some basic guidelines. First of all, you should avoid opening new credit accounts as these will trigger a hard inquiry and lower your score. While these inquiries typically only affect your score for about a year, they can still cause damage. In addition, derogatory marks such as bankruptcy will stay on your credit report for a decade or more.
You can, however, still ope...
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