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A liability policy for persons who drive but do not own a car is called non-owner auto insurance. A Non owner policy car insurance is a relatively affordable choice to get auto insurance liability coverage, regardless of whether you frequently rent or borrow a car or need to file for an SR-22 without a vehicle. Auto insurance premiums for non-owners are 5% to 15% less expensive than those for a standard policy. What is non-owner car insurance?A non-owner insurance policy will protect you if you regularly drive but don't own a car... more