So, my partner and I are in the lucky position of getting enough money
together to get a 10% mortgage on a house (6k from my mum after she
died, her parents in Poland lending us 6k and us saving 8k - not sure
why I feel the need to tell you that but it sets the scene).
Any
got any useful hints, particularly about mortgages as we know naff all
frankly. Why are there so many mortgage advisers? They all have access
to the same information and deals and whatnot, so why are there so many?
If you pay more do they give you a wink and get the good stuff out from
behind a curtain? I'm guessing it's a way the system works so that the
maximum amount of people can grift the most out of you, but maybe that's
just me being cynical.
We've got a free initial meeting with
some guy who looks about 12 later today where he's going to tell us "how
the mortgage process works with him". My boss's gf is friends with him
however and they were satisfied with him, so I'm guessing he's an
alright chap.
Anyway, all tips are welcome, including ones about
vetting properties by seeing if the letterbox is suitable for pissing
through.