Do you have any questions about delayed credit in QuickBooks? In QuickBooks, one of the ways to track and record transactions is through delayed credit. Later, the system requires manual entry of certain credit cards. A transaction will be recorded as past due if it has not yet been entered into the account. Transactions can be postponed in QuickBooks for up to 180 days and more than 30 days. The number of people in a queue and the length of time it takes for the transactions to be processed determine when these transactions are entered into the system.